Debits & Coffee
The Journal

Notes fromthe espresso bar.

Accounting, coffee, fashion and books, and the money lesson hiding in each. Written by Nicole, published on Substack.

Wardrobe · Featured

Cost-per-wear: the accounting behind a good coat

Why the expensive coat can be the cheaper one, worked out like an asset on the books.

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iii. Wardrobe

Dressed in the espresso palette

Five colours, five pieces, and the accounting idea that decides whether each one is worth it.

Espresso
The coat
Cost per wear
Mocha
The knit
Useful life
Caramel
The bag
Asset or expense?
Crema
The trouser
Capsule = budget
Cream
The shirt
Depreciation
The formulacost per wear = price ÷ times worn$300 coat worn 150 times = $2 a wear. Illustrative.
iv. Library

On the nightstand

All books on the Shelf
[title]
Reading now[Book I'm reading]The money lesson in one line.
[title]
Just finished[Book I just finished]The money lesson in one line.
[title]
Always recommend[A book I give everyone]The money lesson in one line.
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Nicole's Espresso Note

“Some things are worth slowing down for.”

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